Under contract-accepting backup offers. ALMOST NEW!! DIRECT GULF ACCESS!! ELEVATED WATERFRONT HOME with NEW BOAT LIFT!! Welcome to your coastal dream home! This beautifully designed 3-bedroom, 2-bath elevated waterfront residence, built in 2021, sits on an oversized corner lot with DIRECT GULF ACCESS just minutes away. Offered FULLY FURNISHED, this home is truly move-in ready and ideal for boating, waterfront living, or investment opportunities. Enjoy peace of mind and energy efficiency thanks to newer construction methods including IMPACT-RESISTANT WINDOWS and a METAL ROOF, contributing to homeowners insurance of 1,333 dollars annually and an average electric bill of less than 100 dollars per month. Additional bonus is that flood insurance is only 2548 dollars. The home features numerous upgrades including waterproof laminate wood flooring, vaulted ceilings, and a split-floor plan with an open great room layout accented by custom decorative wood paneling and elegant wood-trimmed windows and doors. The primary suite offers serene waterfront views, a walk-in closet, and a private en-suite bathroom, creating a relaxing retreat after a day on the water. The newly remodeled chef's kitchen is equipped with quartz countertops, shaker-style white cabinetry with crown molding, a custom tile backsplash, high-end stainless steel appliances, and thoughtful upgrades including custom pull-out organizers for cups and spices and custom storage shelving in the food pantry. A wood live-edge eat-in area adds warmth and character, making this kitchen perfect for both entertaining and everyday living. Both bathrooms feature tiled showers, and the two spacious guest bedrooms open via sliding glass doors to a covered, westerly facing porch, the perfect place to unwind and enjoy the one-of-a-kind Hernando Beach sunsets. The recently expanded back porch adds even more outdoor living space and includes Trex decking, covered seating, and a PVC accent ceiling, creating a stylish and durable coastal retreat. Boaters will appreciate the pavered walkway to the 70-foot seawall, 10,000-lb boat lift installed in 2024, and an 8' x 11' floating dock. The lower level includes a 3-car carport, a storage shed with custom shelving and workshop space, and a double driveway providing ample parking. Additional features include a tankless water heater and an inside laundry closet with a stackable washer and dryer. This exceptional Gulf-access property blends modern comfort, quality craftsmanship, and the ultimate Florida waterfront lifestyle. Hernando Beach is a vibrant coastal community offering boating, kayaking, paddleboarding, fishing, and more. Located just minutes from the world-famous Weeki Wachee Springs, residents enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf-cart friendly and allows short-term rentals with no HOA and no deed restrictions, making it ideal for full-time residents, seasonal living, or investors. Easy access to the Suncoast Parkway allows for convenient commuting to Tampa, Brooksville, and beyond.